Search Results for: Medicaid

Is a Tithe or Giving to the Church a Medicaid No No?
Medicaid coverage was denied a woman who faithfully gave to the Church for years. DHS issued a notice that she would be penalized in the form of a delay in coverage due to her giving. However, on appeal she prevailed. Her tithing was not a scheme to become eligible for Medicaid and she became immediately eligible.
Crisis Nursing Home Admission? How to become qualified for Medicaid benefits.
The goal is to preserve as many assets as possible and provide the maximum income for the spouse. Crisis Medicaid Planning, What to do When You Need a Nursing Home Now Medicaid is a needs based program. This means that people with excessive assets or income cannot qualify for Medicaid. For many, this will be […]
A Victory at Fair Hearing Appeal, Medicaid Nursing Home Benefits Approved
DHS Denies Grandmother’s SoonerCare Nursing Home Benefits Imagine that your grandmother is denied benefits because she spent all of her money trying to remain in her home. DHS looks at the finances and says that because she paid family members that she now has to wait 2 years. We did not like that answer and […]
How To Become Qualified for Medicaid in Crisis Situations
Crisis Medicaid Planning, What to do When You Need a Nursing Home Now Medicaid is a needs based program. This means that people with excessive assets or income cannot qualify for Medicaid. For many, this will be the only government program that they will ever seek.  (These are general rules in Oklahoma). What Assets Count […]
Help! Life Insurance Make Patent Ineligible for Medicaid Nursing Home Benefits!
Cash Value in Life Insurance can be a Barrier to Medicaid Benefits Many who apply for Medicaid are surprised to learn that owning a life insurance with a small amount of cash value disqualifies a otherwise eligible person from receiving benefits.  Term policies (those without cash values) do count against the patient. However, if the […]
Medicaid Nursing Home Eligibility
Medicaid Eligibility Medicare is a health-care benefit provided by the federal government to individuals over age 65, or under age 65 and disabled. Medicare covers doctor visits, tests and care provided in a hospital and limited benefits in a nursing home (see below). Medicaid is health insurance for those with limited assets. To qualify, you […]
Plan for Long-Term Nursing Care: How to Qualify for Medicaid Without Going Broke
MEDICAID PLANNING     Your savings of a lifetime does not have to wiped away by long-term nursing care.  With proper planning you can avoid putting your assets in jeopardy. Want a Personalized Analysis of Your Risks? Click here to receive the one-page worksheet.  Return it to me and receive your report. The facts… Oklahoma […]
Special Needs and Supplemental Needs Trusts
Families who have a loved one with a disability, receiving SSI income or has special needs should pay particular attention to their estate plan. When developing a Special or Supplemental Needs Trust, it is important to keep needs based governmental benefits in mind. Standard trusts often can cause an individual from becoming ineligible to receive […]
Protecting Special Needs Children from Predators
Failing to provide for an individual with a special need may render them vulnerable to predators. A recent case describes how a boyfriend took part in drug use that left a daughter with severe brain damage. Later after her mom died, he married her with an eye on her inheritance and disability income. Planning could have prevented the theft, neglect of care and further drug use.
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